1:58 AM / Tuesday June 6, 2023

31 Mar 2023

Three smart tips to help you budget for activities in 2023

  • Facebook
  • Twitter
March 31, 2023 Category: Color Of Money Posted by:


Many people resolve to be better about their finances at the beginning of the year, but following through can be challenging, especially when you want to celebrate the people you love and have fun throughout the year.

You don’t have to tackle your finances on your own. Check out these three tips and tools to help you plan for activities on a budget in 2023.

1. Plan ahead and set a budget

This year, take some time to look at the coming months and mark major holidays, birthdays, anniversaries, weddings, concerts and vacations in a calendar. Estimate how much you can spend on each event, so when the time comes, you won’t have any surprise expenses and you can avoid going over your budget.

Consider using tools like Chase’s Spending & Budgeting, which provides information on your spending based on the purchases you make and helps you keep track of what you’ve spent to prevent overspending. If your banking app doesn’t have a similar feature, you can download a budget worksheet and keep track of your spending and budget throughout the year.

Get started planning now to save yourself financial stress throughout the year.

2. Set savings goals

A simple way to afford all your fun and celebratory expenses throughout the year is to set savings goals. By putting away money in advance, you can reduce the stress and anxiety of affording your vacations, concerts and even holiday expenses later in the year.

Setting up automated savings is convenient and lets you save without thinking about it. Consider using automated savings tools, like Chase Autosave, that lets you set a goal to automatically transfer money from your Chase checking to your Chase savings account to set and help reach a savings goal for your 2023 activities.

3. Split the cost

If you’re planning a big trip with friends this year, or even just some casual dinners out, use tools to make it easy to quickly split the bill. You can use Zelle® to send and receive money fast with anyone you know and trust with a U.S. bank account, making it simple to split the costs of a group activity. And, you can even use Zelle® to ask your friends and family to pay you back for their portion.

Using these three tips, you can better budget for your activities, while improving your finances this year. Additionally, as you make plans, make sure to keep a close eye on your credit. A free and easy way to do so is through Chase Credit Journey in the Chase Mobile app. To learn about these financial tools and more, visit


Enrollment in Zelle® is required. Both parties need a U.S. bank account; only one needs an eligible Chase account. Funds are typically made available in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle® (go to to view participating banks). Select transactions could take up to 3 business days. Enroll on the Chase Mobile app or Chase OnlineSM. Limitations may apply. Message and data rates may apply.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

  • Facebook
  • Twitter

Leave a Comment

Recent News

Fur Babies Rule!

Five expert tips to help you prioritize your pet’s health

June 2, 2023

Tweet Share Pin Email BPT A healthy pet doesn’t happen by accident. Even a dog or cat...

Philly NAACP

NAACP Philadelphia branch update

June 3, 2023

Tweet Share Pin Email Tweet Share Pin Email Related Posts AACP Philadelphia Branch Update NAACP Philadelphia Branch...


After sailing though House on bipartisan vote, Biden-McCarthy debt ceiling deal now goes to Senate

June 3, 2023

Tweet Share Pin Email ABOVE PHOTO: House Minority Leader Hakeem Jeffries, D-N.Y., joined by fellow Democrats, speaks...

Suburban News

Delaware County holds Second Annual Juneteenth Celebration on June 19 in Rose Tree Park

June 3, 2023

Tweet Share Pin Email Delaware County will hold is second annual Juneteenth Celebration on Monday, June 19...


Guest Commentary:  Expand access to life saving Alzheimer’s drug

June 2, 2023

Tweet Share Pin Email By Rep. Darisha Parker,  (D-198 Dist.) Imagine losing your cognitive ability while your...


76ers hope new coach Nick Nurse can lead team to NBA title

June 2, 2023

Tweet Share Pin Email ABOVE PHOTO: Toronto Raptors head coach Nick Nurse directs his team during the...

The Philadelphia Sunday Sun Staff