Color Of Money

BPT Reality is eye opening: The total amount of consumer debt is more than $13 trillion in the United States. That means if you have revolving bills to pay off loans and other debt, you’re certainly not alone. Having high-interest debt can feel like a big weight on your shoulders that stresses your financial wellness…

Read More

BPT Back in the day, most people learned how to manage their money through the school of hard knocks. That’s still true. But today’s young people face much larger, higher-stakes financial decisions at a younger age than their elders. For example, in 2018, the average college graduate faced $29,200 in student loan debt — the…

Read More

By Amrita Jayakumar  ASSOCIATED PRESS Financial decisions are rarely easy, whether it’s buying your first car or home or deciding whether to refinance student loans. The anxiety can be heightened for millennials who witnessed economic turmoil during the Great Recession as they weigh milestone financial choices as adults. “Many (millennials) grew up and saw their…

Read More

NNPA NEWSWIRE Being aware of your own psychological and emotional approach to money is the first step to developing healthy spending habits. Psychologists agree that these beliefs can start early. They may also come from other life experiences — whether you need to support a family, for example, or if you’ve had a negative history…

Read More

BPT The leaves have changed, temperatures are dropping and pumpkin spice treats abound, which means winter is coming. Now is the time to winterize your home, which can mean up to a 10% savings on your energy bills, according to Energy Star. “Winter brings unpredictable weather and dropping temperatures, which can test the limits of…

Read More

Losing a property can be devastating – especially if it is the family home. While not every situation is the same many have similarities and there are a variety of options available to property owners to try to forestall a property from going to Sheriff’s Sale. Owners get many warnings that they are in potential…

Read More

BPT From mobile deposits to apps that transfer money in the blink of an eye, financial technology (or fintech) is disrupting the financial marketplace in new ways. The latest example is an innovation in the annuity marketplace that expands online access to a conventional retirement product, offering a smart tool for savers, even those years…

Read More

BPT  The last thing any company wants is a misstep that hurts the trust it has built with customers. This is especially true for smaller businesses, which may not have the resources to recover from a reputation setback. To prevent mistakes, bad decisions and wrongdoing, smaller businesses can take a proactive approach to developing ethical…

Read More

BPT Whether it’s a cabin up north, a villa down south or a quaint cottage near family, many people in the United States own second homes. You spend time at these vacation properties during some seasons, but for much of the year they remain empty. That’s why it’s important to take precautions to ensure your…

Read More

BPT About 80% of Americans live paycheck to paycheck, often struggling between paydays. If this is a challenge for you, here are three easy ways that can help you get from one paycheck to the next with ease, avoid financial pitfalls, and even come out ahead. Avoid overdrafts and late fees Since most people are…

Read More