Color Of Money

BPT A largely behind-the-scenes network of wholesale banks is making a difference for households from coast to coast. While borrowers may not know the name, the Federal Home Loan Bank System (FHLBank System) is very well known among the local lenders — whether it’s a commercial bank, credit union or savings institution — that consumers…

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BPT Entrepreneurs rely on business credit cards for everyday expenses like office supplies, internet, and marketing needs – but what many don’t realize is how to take advantage of the rewards and cash back you accrue. If used strategically, credit cards — both business and consumer — can be much more than a means to…

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By Irana Wasti, chief product officer at BILL BPT From the news to social media to your favorite podcast, artificial intelligence (AI) is capturing headlines. You’ve probably heard about generative AI tools that can write articles, create plans and manipulate images, and as a business owner, you might be curious how this could save you…

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Financing option makes home improvement more attainable FAMILY FEATURES For younger homeowners and first-time homebuyers in particular, money is likely to be tight. When most available cash is directed to the best possible down payment to secure a home in a desired neighborhood, there’s often little left for improvements. According to a Profile of Buyers’…

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BPT As inflation continues to rise, Americans are feeling the financial pressure and weighing their present needs against their future financial health. According to The National Association of Personal Financial Advisors (NAPFA) Fall 2022 Consumer Survey, 87% of working Americans feel stressed about their finances, and nearly half are unsure of how much money they…

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BPT Millions of eager college students across the country are starting a new school year. The excitement is electric on and around campuses, but to help ensure students have a year full of learning and fun, it’s an important time to brush up on student safety. While primarily a space for education, enrichment and community,…

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BPTTechnology can make life convenient, especially with mobile phones that help us stay connected on the go. Unfortunately, today’s scammers are becoming increasingly sophisticated, making it more difficult to spot suspicious emails, calls or texts. But the good news is there are ways to identify the red flags of a potential scam if you know…

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By Kelvin Chan and Barbara OrtutayASSOCIATED PRESSGoodbye, Twitter. Hello, X. Elon Musk has unveiled a new “X” logo to replace Twitter’s famous blue bird as he follows through with a major rebranding of the social media platform, he bought for $44 billion last year.The X started appearing at the top of the desktop version of…

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The LIHWAP grant program has reopened and will be accepting applications through August 11, 2023. PHILADELPHIA, Pa. – The Low-Income Household Water Assistance Program (LIHWAP), ad-ministered by the Pennsylvania Department of Human Services reopened, is re-opening today, July 10, 2023 and may provide up to $5,000 for Philadelphia Water Department customers towards delinquent water bills….

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BPT Adding a cosigner to your student loan application can be a smart financial move, according to a new analysis from online student loan marketplace Credible.com. The research found that borrowers who added a cosigner to their private student loan applications were more than five times more likely to be approved for a loan. In…

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